Tips & Advice
Is bad credit affecting your ability to obtain credit cards, loans and other lines of credit?
If so, you are not alone. Bad credit is a reality for millions of Americans.
Take a look at the following articles which may give you a better understanding of bad credit, how it can affect your
finances, and what actions you could take to create a brighter financial future.
Credit Card After Bankruptcy
Consumers who have declared bankruptcy may still need a credit card. And, although a bankruptcy filing will appear on your credit report for up to 10 years, this does not mean you necessari...
When Picking a New Credit Card -- Look for an Orchard
Individuals with less than perfect credit, or those with no credit history know the drill. Apply for a credit card online that features great rates and rewards, wait a few weeks and then be ...
No Credit History? No Problem
It's the Catch 22 of credit – it takes good credit to get new credit. This is especially true in order to obtain low cost credit cards. But how does one get good credit when a credit history...
Have Bad Credit and Need a Credit Card? There is a Credit Card for You
Think that a bad credit rating on a credit report will prevent you from obtaining a credit card? Think again. There are a number of companies that will issue you a credit card even when you ...
Good vs. Bad Credit: Why Is This Important?
There are a lot of misconceptions, even outright lies, regarding credit, especially in terms of what determines good and bad credit. Currently, television is full of commercials for debt con...
How To Compare Credit Card Options For Those With Bad Credit
Comparing credit card options may seem like a difficult exercise for those with bad or less than perfect credit. It seems like all the major Visa and MasterCard issuers along with Discover C...
New Technology Features Offered For Prepaid Debit Cards
Prepaid debit cards offer many interesting features not available to normal credit card holders when using credit cards for purchase transactions. These new features apply to debit cards due...
Be Smart About Debit Card Use
Debit cards are becoming nearly as frequently used as credit cards. According to payments industry consulting firm Mercator Advisory Group, in 2006, consumers will opt for paying by debit a...
Debit Card Payments Will Dominate Christmas Spending, Study Says
Debit card payments will surpass the use of both credit cards and cash for consumers' Christmas gift purchases in 2006, according to a survey by the National Retail Federation. The survey...
Debit Card Payments -- PIN or Signature?
Debit cards are rapidly gaining popularity, with consumers using debit cards in stores one-third of the time now, up over 50% in only seven years. Consumers who in the past were unab...
Prepaid Debit Cards
For the estimated 60 million Americans who do not have bank accounts, a regular credit card is not an option. But for those of us who want the convenience of a credit card yet may not be abl...
Using Plastic for Payments
For the first time since the dawn of payment cards, the use of plastic has surpassed that of cash and checks combined. This is quite a milestone that has been driven by growing consumer pref...
What are the Pros and Cons of Prepaid Debit Cards?
Prepaid debit cards began to take off in the 1990's as credit card company's realized that a significant portion of the U.S. population was not able to qualify for many of their credit cards...
How Do Prepaid Debit Cards Differ From Bank Debit and ATM Cards?
When banks first began issuing ATM cards in the 1970's, debit cards had very limited utility – unlike their counterparts, credit cards, which could be used almost anywhere. Consumers could o...
Five Ways to Improve Your Credit Rating in 2012
Do your New Year's resolutions include improving your credit score? A low credit score makes borrowing money and using credit cards more expensive. Banks and lending companies see you as a b...
Minimum Payments Are Not Your Friend
With so many wonderful things to spend money on, it's tempting to pay just the minimum payment due on your credit card statement each month. But think again—those small payments are costing ...
Information in these articles is brought to you by BadCreditRus.com. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
