Prepaid Debit Cards for People with Bad Credit

Prepaid Debit Cards If you need a credit card but have had trouble getting a regular credit card due to bad credit or no credit history, then a prepaid debit card is another option for you. Since no credit check or income requirement is needed, your approval is 100% guaranteed. These cards require that you deposit funds in order to activate the card, and the charges you make to the card are deducted from this deposit. When your balance runs out, you will need to reload the card to continue using it. Prepaid Debit Cards can also help you control your spending if you tend to overspend because you can only spend up to the amount you have pre-deposited into the account.

Top 10 Offers | Unsecured Cards | Secured Cards | Prepaid Cards

BuyRIGHT Prepaid MasterCard®  Editor's Choice

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Wired PlasticTM Visa® Prepaid Card

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

mPowerTM VisaŽ Prepaid Card

  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • Free Activation*
  • No Minimum Balance
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* $0.00* N/A* No Credit Check*

Pink ACE Elite(TM) Visa® Prepaid Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Walmart MoneyCardSM MasterCard® Prepaid Card

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

UPside Visa® Prepaid Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Prepaid Visa® Pink Diamond RushCard

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

ACE EliteTM Visa® Prepaid Card

  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Walmart MoneyCardSM Visa® Prepaid Card

  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

American Express® Prepaid Card

  • The benefits of Cardmembership start here!
  • No Monthly, Annual or Purchase Fees
  • No Overdraft, Inactivity or Foreign Exchange Fees
  • Purchase Protection*
  • Fraud Protection
  • Roadside Assistance*
  • No Credit Check
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Prepaid Visa® Purple Diamond RushCard

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

iBankUp VisaŽ Prepaid Card

  • Similar to a checking account, even if you have bad credit.
  • Free Direct Deposit from your employer. Deposit cash at 50,000 retailer.
  • Write personal checks online, we mail them for you!
  • All for only $0.99/monthly, including a Visa prepaid card.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A N/A N/A* See Terms* N/A* No Credit Check*

Green Dot® Gold PrePaid Visa®

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

Western Union® MoneyWise™ Prepaid MasterCard®

  • No monthly maintenance fees.
  • No purchase transaction fees.
  • No overdraft or late payment fees.
  • No bank account or credit check required.
  • Free to activate your card online.
  • Free payroll direct deposit.
  • Receive a Western Union Money Transfer® transaction onto your card.
  • Use anywhere Debit MasterCard is accepted, including online and at ATMs.
Intro Purchase APR Intro Balance Transfer APR Regular APR Annual Fee Bal. Trans. Credit Needed
N/A* N/A* N/A* $0.00* N/A* No Credit Check*

 


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